top of page

FinTech Software Development


From digital banking and payment processing to investment management and risk assessment - we’ll help you build efficient and scalable FinTech software solutions to streamline operations, enhance efficiency and improve customer satisfaction.


Delivered projects used by

What we do

Whether you want to develop a financial product or integrate third-party products into your existing business, our team of experts can leverage their expertise to help you launch new products more quickly and efficiently.

Software development 


We understand the unique challenges faced by fintech organizations.

We work closely with our clients to design and build software that meets their specific needs. Whether you require embedded finance service, open banking system, investment management software, or other fintech applications,  we'll get you covered.

Software modernization


We're dedicated to helping our clients meet evolving industry needs.

Our team  has extensive experience with leading cloud platforms, including AWS, Azure, and Google Cloud, and can help you update your legacy software system or migrate your applications and data seamlessly to the cloud.

Embedded Finance


We have vast expertise in building custom integrations for fintech organizations.

Our team can assist you in selecting the right financial services to integrate, choosing a suitable technology stack and security protocols, and providing guidance throughout the development process. 

AWS award badge


Certified developers

Microsoft award badge


Certified developers

Clutch award badge

Top 1% firm

on Clutch

Goodfirms award badge

5/5 verified rating

on Goodfirms

Our fintech software development expertise 


We leverage the latest technologies and development best practices to ensure that our solutions are secure, scalable, and efficient.

Building icon

Bank Integration Software


We’ll help you design tools for automating financial processes, such as payment and transaction reconciliation, and improving financial visibility and control.

  • Real-time access to banking data

  • Initiation of payments and transfers

  • Automatic transaction reconciliation

money icon

Lending Software


 Digital lending platforms enable financial institutions to offer loans online, automate loan origination and underwriting, and manage loan servicing.

  • Loan management software

  • Money lending apps

  • Digital mortgage


Payment Processing Software


Accept payments through various channels such as credit/debit cards, bank transfers, and mobile wallets.


  • Online payment systems

  • Billing and invoicing

  • Payment processor integration

  • Payment analytics and reporting tools

bag icon

Trading and Investment Software


Analyze market data, track investments, execute trades, and make informed trading decisions to maximize investment returns.


  • Trading platforms

  • Market analysis tools

  • Investment portfolio management software

  • Risk management tools


Personal finance management

We develop tailored solutions for end users that allow them to access their accounts, make transactions, and manage their finances on the go. 

  • Budget management

  • Personal analysis of expenses

  • Automated bill payment


Custom FinTech applications 

We'll work closely with you to understand your specific needs and develop customized software solution that help you achieve your business goals. Contact us today to learn more about how we can help your fintech business succeed in today's digital age.

We adhere to industry standards and regulations


Digital signature, security standards and regulations, industry methods and workflows

image 235
image 236
image 237



Digital Signature





Here is how we help our clients scale

Case Studies


As a fintech software development company, we understand the complex and dynamic nature of the financial sector, and we possess the technical knowledge and experience to create custom solutions that cater to your unique business needs.

Quote-to-Cash Platform

Team Extension

Team: 5

Duration: 6+ months

The quote-to-cash platform simplifying the quoting process for sales managers by providing users with customized agreement templates, approval workflows, and native integration with Salesforce and Hubspot.



React, Redux, Python, Flask, Kafka, ElasticSearch, Go, GCP, Kubernetes

Buy now, pay later platform

Dedicated Team

Team: 5

Duration: 3 months

The platform provides zero-fee loans for customers from one side and an additional source of clients for the merchants. It allows consumers to make purchases and pay them back by splitting the cost into smaller monthly interest-free installments. 


React, Redux, Sagas, Tailwind, NodeJS, Express, Postgres, Sequelize, Docker, GCP, Flutter

Mobile banking app

Dedicated Team

Team: 5

Duration: 3 months

It’s a one-stop location for all user’s money needs - from checking balance and transferring money to trading stocks. One of its core features is the ability to buy and sell shares directly through the banking app without the necessity to create an additional account. Users see the latest market news in real-time to make better investment decisions.


React, Redux, Sagas, Tailwind, NodeJS, Express, RabbitMQ, Postgres, Sequelize, MongoDB, Mongoose, Docker, GCP, Flutter

Our clients’ testimonials

Let our clients speak for us

Photo of Gleb

Engineer & VP of Technology, Primacy

Gleb Popoff

The outcomes were very positive. The work quality was excellent and developers/ designers received feedback well and implemented any requested changes promptly.

5-star Clutch rating badge
Photo of Daniel

Founder & Managing Director, Urban Intelligence

Daniel Mohamed

We were originally a bit skeptical about outsourcing our technology functions to an agency, but I’m delighted to say that deciding to go with Radency has taken away a key area of stress in my life!

5-star Goodfirms rating badge
Profile icon

Co-Founder, Cambridge Technical

Neel Bhattacharya

They were very professional and detail-oriented. Working on the product they covered aspects I haven’t even thought about. You can give them the task and be sure that it will be delivered in the best possible manner.

5-star Goodfirms rating badge
Photo of Paul

CTO, Urban Intelligence

Paul Nebel

Not only have we managed to meet client expectations, but clients have thanked us for the rapid and responsive manner in which we have produced their solutions. This is largely due to the competency and work ethic of the Radency team.

5-star Clutch rating badge
Photo of Xavier

CEO, Momentz Sports

Xavier Bidault

They really took the time to understand our project and asked the right questions, some that we hadn't thought of asking ourselves. They were very flexible and available.

5-star Clutch rating badge
Photo of Jonathan

Founder, Cashews


We’re impressed with their ability to fully onboard a new developer quickly and efficiently. When somebody joins their projects, that means they’ve already been well integrated into their internal process so it's been a smooth transition as a result.

5-star Clutch rating badge

Why clients choose Radency

Our team of experienced developers has a deep understanding of the fintech industry and is up-to-date with the latest trends and technologies to develop top-quality software solutions.

Regulatory Compliance


We are committed to regulatory 


Our team of developers has extensive experience in developing advanced banking and financial software for a diverse range of clients, and is well-versed in regulatory compliance requirements like AML and KYC regulations, data protection and privacy rules, and other relevant laws and regulations.



Security is our top priority and we take it seriously

We follow industry-standard security practices and protocols that involves implementing encryption, access controls, and other security measures to protect customer data and ensure that our solutions are secure and protected against cyber threats.


We build solutions that can grow with your busines

Our primary objective is to develop solutions that are capable of efficiently managing a high volume of requests and storing vast amounts of data. We prioritize the implementation of scalable architectures and adhere to the most effective practices within the industry.

Technical skills


We have expertise across various tech stacks: web, cloud and mobile.

Our team has expertise in a variety of programming languages and platforms, including Java, Python, .NET, and more. We use the latest development methodologies and tools to ensure that our software is efficient, secure, and scalable.

Domain knowledge


Technologies and architecture, processes and workflows 

We have deep understanding of the Fintech ecosystem and are knowledgeable of emerging payment methods, new business models, and disruptive technologies. Our engineers have experience in payment processing, loans and insurance.

Maximum efficiency 

Full control and high development


With our agile process, you’ll see progress earlier, collaborate with our team tightly, achieve a quick time to market and enjoy high development ROI.

Our approach to

Fintech software development

At Radency, we believe in a collaborative approach that involves continuous communication and feedback from our clients. This enables us to deliver reliable, secure, and scalable software solutions that meet all needs of our clients.

Photo approach.jpg



​At this stage we make sure our approaches and modus operandi fit together. By creating a broad plan for finishing the project we’ll put together a proposal and give you an idea of the necessary budget.



Following an in-depth requirements analysis, we’ll suggest the most efficient course of action to accomplish your business goals. We'll then prioritize product features into a roadmap, set milestones and create an estimated task backlog that will serve as a preliminary plan which will guide the project.



We assemble the team tailored to the project, which will build your product in short cycles, meeting with you regularly to review the working software and adjust the plan if needed. You can expect the first viable product to be shipped no later than 3-4 months after the start of development.

Our collaboration models

Looking for end-to-end product development or just scaling-up your in-house team? We're here to help.

Dedicated Development Team


Radency builds an efficiently managed dedicated team to cover your technology-driven needs. Either led on your side or by Radency – you determine the preferred degree of involvement, while we ensure radical efficiency and full visibility into the project progress. 

Photo of Radency's solution architect
Photo of Radency's frontend developer
Backend developer
Photo of Radency's QA engineer


Solution Architect






QA Engineer

Avg. Team Size: 3-5 Teammates

Team Extension

Fully vetted Radency software engineers join your team on a full time basis with 100% dedication to your project. Working with them is exactly like working with your own team: direct communication, full accountability, transparency and shared goals. 

Profile icon
Profile icon
Backend developer
Photo of Radency's backend developer


CTO/Tech Lead







Avg. Team Size: 1-3 Teammates

Talk to us and

Get your project moving!

Photo of CEO of Radency

Let's discuss how we can help

By clicking the 'Submit' button, you agree that Radency will process your personal information in accordance with our Privacy Policy.

We'll get back to you shortly!

Contact form
  • How long does it take to build an eLearning solution?
    Project scope and team size are the main factors that influence the time required to develop a custom solution. The scope depends on the project goals - whether it’s an MVP aimed at testing the market, raising investment and finding product market fit, or it’s a refined product built to last. For the former, a team of 2-3 developers will cope with the task within 3-6 months. For a more sophisticated and performant platform, the same team may need 12-24 months of active development.
  • Do you build solutions for other industries besides education?
    Yes. We help Startups and SMBs develop EdTech solutions not only for the educational sector but also for other industries such as finance, retail, healthcare, manufacturing, and others.

Frequently asked questions

bottom of page